Fee-Free Mortgage Broker in Sheffield.
Looking for a fee free mortgage broker in Sheffield who can guide you through the home buying process with personalised advice tailored to your needs? At Alexander Southwell Mortgage Services, we’re here to help you make confident decisions—whether you’re buying your first property, moving home, or remortgaging. With access to a wide panel of mortgage providers, we compare mortgage products to help you secure the most suitable deal—all at no cost to you.
Free Mortgage Advice from Expert Mortgage Brokers in Sheffield
We’re proud to offer free mortgage advice to Sheffield residents without charging a broker fee. Our goal is simple: to give guidance that’s honest, transparent, and focused entirely on your current situation and future goals. Whether you’re just starting your mortgage journey or looking to refinance, our independent mortgage advisers will support you every step of the way.
We take time to understand your unique circumstances and offer tailored recommendations backed by deep knowledge of the UK mortgage market. From affordability checks to mortgage provider comparisons, we make the mortgage process straightforward and stress-free.
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Sheffield Mortgages from Independent Mortgage Brokers
We don’t just provide mortgage guidance—we build lasting relationships with our clients. Many people return to us time and time again because of our friendly service, fee free support, and clear explanations of every option. As your local mortgage broker Sheffield residents trust, we’ll take the time to understand your goals—whether that’s purchasing a property, securing better terms, or protecting your income and loved ones.
We’re committed to helping you secure the best deal available, with full support from application to offer. We operate under the UK regulatory regime, ensuring that every recommendation we make is compliant and in your best interest.
Why choose Alexander Southwell Mortgage Services?
Alexander Southwell Mortgage Services Ltd offer a comprehensive range of mortgage products from across the market.
We also take care of all the administration for mortgages and life cover applications as well as liaise with estate agents, mortgage lenders and solicitors to make sure the process is as smooth and hassle-free for you as possible.
Every one of our customers has a unique need and different circumstances. We love the challenge. Even if you don’t tick all the usual boxes, we can help. Check out our mortgage pages & guides to see the type of loans we deal in, or if you can’t find what you’re looking for just give us a call for a no-obligation chat.
Team of expert mortgage brokers and advisers.
Excellent communication via WhatsApp, Skype, phone, email and SMS.
100% FEE FREE mortgage service.
We provide mortgage and protection advice across the UK, including nearby areas like
First Time Buyer Mortgages in Sheffield
Getting on the property ladder can feel overwhelming, especially as a first-time buyer. We’re here to simplify the journey. As a Sheffield-based broker, we assist first-time buyers with straightforward advice that’s tailored, clear, and free of jargon.
Here’s how we will help you on your journey to your first mortgage:
Understand how much you can borrow and obtain an Agreement in Principle
Compare mortgage providers and find competitive deals
Navigate government schemes and deposit requirements
Break down costs like legal fees and insurance
Answer all your questions so you can move forward with confidence
Our services are primarily targeted at individuals looking for no-nonsense, expert help in Sheffield’s property market.
Home Movers In Sheffield
We can help you secure a moving home mortgage that suits your changing needs. Whether you’re upsizing, downsizing, or simply relocating, we’ll explore all your options—like porting your existing mortgage or switching to a new loan provider.
Our mortgage advisers will guide you through the entire moving home mortgage process, making sure you can still afford your new repayments while helping you understand any fees or early repayment charges. With our specialist advice, moving doesn’t have to be stressful—we’ll handle the details so you can focus on the move itself.
Our Mortgage Service Is Highly Rated!
Alexander Southwell Mortgage Services is rated 5 out of 5 Google reviews.
Remortgage Advice In Sheffield
Remortgaging your home in Sheffield can be a smart way to lower your monthly payments, secure a better rate, or release equity for other financial goals. Whether you’re:
Looking to raise capital for home improvements
Consolidating debts
Releasing equity for investments
Refinancing for a better term or rate
—we can help you find a solution that works.
We provide professional mortgage help with access to exclusive remortgage products across a wide range of mortgage providers. Our mortgage brokers will walk you through your options—from standard remortgages to later-life borrowing solutions like equity release. We also consider how pensions, savings, and other assets might affect your long-term mortgage plans.
Buy To Let Mortgages In Sheffield
Whether you’re a seasoned landlord or buying your first rental property, having the right buy to let mortgage is key. We work with clients across Sheffield to find mortgage products that align with their investment goals—whether you’re purchasing under your name or through a limited company.
We’ll help you understand loan provider criteria for buy to let properties, decide whether a personal or limited company mortgage is more suitable, and compare rates, fees, and terms to secure a deal that fits your long-term strategy. From portfolio landlords to accidental investors, we’re here to support your property investments with clear, specialist advice.
New Build Mortgages Sheffield
Thinking about buying a new build property in Sheffield? New homes offer plenty of advantages—modern layouts, energy efficiency, and the chance to personalise your space from the start. But they also come with unique requirements. Many lenders apply different criteria when assessing a new build mortgage, and our expert new build mortgage brokers in Sheffield are here to guide you through the process.
Our mortgage advisers specialise in securing the best mortgage deals for new build homes and can assist you with:
Timing your mortgage application to match the builder’s completion schedule
Meeting stricter lending criteria for new build properties
Understanding how schemes like Help to Buy or Shared Ownership apply to your situation
Using mortgage calculators to get a clear picture of affordability
We’ll support you every step of the way, ensuring you meet all requirements and timelines, so you can move into your new home without added stress.
Debt Consolidating in Sheffield
If you’re dealing with multiple debts like credit cards or personal loans, a debt consolidation mortgage could help streamline your finances and lower your monthly payments. By combining your debts into your mortgage, you may be able to take advantage of lower interest rates and simplify everything into one manageable payment.
Our team will take the time to understand your financial goals, explain the implications of securing debts against your home, and help you decide if this approach aligns with your long-term plans. We’ll also offer advice on protection options, such as life insurance, to safeguard your financial future. Let us help you find a clear, manageable path toward greater peace of mind.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up with repayments
Frequently Asked Questions - Mortgage Broker In Sheffield
Should you pay for a mortgage broker in Sheffield?
We offer amazing FEE FREE mortgage advice – look at our 5-star reviews from clients mortgages. As brokers for Sheffield you are able to get expert local advice across a range of products.
The decision to pay for a mortgage broker ultimately depends on your personal circumstances and preferences.
While some mortgage brokers may charge a fee for their services, others may be content with earning commission from the lenders they work with.
Whether you proceed with high street lenders or an adverse lender, they pay brokers a procuration fee.
Is mortgage protection a good idea?
To answer whether life insurance or mortgage protection is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes! Your expert broker will find the best and find the right deal for you.
Should I remortgage (product switch) with the same mortgage lender?
When your mortgage broker provides mortgage advice we will assess your full situation.
In some circumstances it might be worth staying with a mortgage product from the same lender, this is called ‘product switching’, it is always worth speaking to a mortgage broker and getting mortgage advice as a small saving on your interest rate could end up saving you thousands of pounds therefore getting the right mortgage deal is important.
Don’t always think the best remortgage deal and the most suitable mortgage offer is always going to be with your current lender.
How do Fee Free mortgage brokers get paid?
Once we have provided mortgage advice and found our clients the right mortgage deal, when the new mortgage commences the mortgage lender then pays us a procuration fee. This is excellent news for our customers as there is no cost for them through the whole process of looking for a mortgage.
When should I get an agreement in principle when searching for a property in Sheffield?
It is strongly advised that you secure an Agreement in Principle before beginning your property search in Sheffield, as it may give you an advantage over other buyers who haven’t done so. This will demonstrate to the estate agent that you have made the necessary preparations before making an offer.
Mortgage & Protection Advice Covering The Whole Of Sheffield & The UK
We haven’t “officially” opened a local Sheffield branch yet, but that doesn’t mean you can’t use our expert and comprehensive mortgage service over the phone.
As leading mortgage advisers, we are so confident that we’ll find the most suitable mortgage deal available to you and make the process of getting you to mortgage offer stage as smoothly as possible.
