Mortgage Broker Southampton. Welcome to Alexander Southwell Mortgage Services Ltd.

You can trust the expert advice from our professional fee free mortgage brokers in Southampton. Appointments available over the phone, in the office or in the comfort of your own home, our mortgage advisors can even come to you! First time Buyer? Let us help you take the first step.

03300 432438

Call the Mortgage Broker Southampton team today for expert mortgage advice.

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Office Location

S1 Winchester House, 35 Carlton Crescent, Southampton, SO15 2EW

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. The Financial Conduct Authority does not regulate most forms of buy to let mortgage.

Our Specialist Mortgage Services

First Time Buyer

Homemover

Remortgage

New Build

Buy To Let

Key Workers

Expert No Fee Mortgage Broker in Southampton, Hampshire

Alexander Southwell Mortgage Services Ltd is an impartial mortgage broker based in Southampton, Hampshire.

Our team provide expert mortgage & financial advice tailored to your specific circumstances.

Taking out a mortgage will probably be the biggest financial commitment you ever make so make sure that you get advice from a whole of market mortgage adviser that has access to a large panel of mortgage lenders.

Comprehensive Range of Mortgage Products and Services

Our Fee Free Mortgage brokers offer a comprehensive range of mortgage products from across the market. We offer both first charge mortgages, but not deals that you can only obtain by going direct to a lender.

Clients seeking to increase their existing borrowing, alternative finance options may be available and more appropriate for your needs. For example, a further advance from your existing lender or an unsecured loan (e.g. a personal loan).

Those seeking a ‘Retirement Interest Only Mortgage’, a ‘Lifetime Mortgage’ may be available and more appropriate for your needs.

Mortgage deals may not be available and lending is subject to individual circumstances and status. If after our initial consultation we are unable to help and an independent financial adviser is required, we work with a great team who we can recommend you to.

How does our mortgage service work?

Step 1.

Enquire Online Via Our Website

Step 2.

Initial Consultation, The search for the right lender begins

Step 3.

We'll Arrange The Right Mortgage

Mortgages Can Be Agreed In Principal within 3 Hours!

We are an FCA approved mortgage broker with a team or CeMAP qualified mortgage advisers and protection advisers. We offer advice into the finance market and a range of mortgages, insurance, and property services in Southampton and the UK.

Whether you are a first time buyer looking to become a property owner or you are looking to step up the property ladder or remortgage we can help. Our aim is to help people in Southampton achieve their best mortgage service and rates.

Why Choose AS Mortgages to be your Mortgage Broker Southampton?

We do not only pride ourselves on the proposition we offer but we also take great pride in the personal element of the whole process.

From the initial appointment, to the point of you collecting your keys to moving into your new home.

You will deal with the same broker throughout the process from start to finish and you will not be passed to any other department or administration team.

Alexander Southwell have in-depth expertise and vast experience of financial services will ensure we offer a unique total solution to our clients.

We help and support you with your property search, negotiate offers on your behalf, to securing the most suitable mortgage and insurance deals.

Our Advisors are focussed on offering quality customer service and developing long term relationships with our clients.

We aim to make the whole process as simple and straightforward, regardless of your circumstances to make it as stress free as possible.

The vast majority of our clients prefer the process to take place via telephone or email, as this works around busy schedules however we have no problems with booking in face to face appointments whether that be in our office or in the comfort of your own home.

Brokers & Advisors that work around you, with possible late evening or weekend appointments outside of our normal office hours.

Have a question?

Contact Alexander Southwell Mortgage Services Ltd today

Our Mortgage Lender Partners

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Our Independent Mortgage Broker Reviews

We are proud of our reputation as a leading mortgage broker serving the South coast. Please take a moment to read our reviews, or if you are customer please leave us a review too. Your feedback is valuable to us.

Frequently Asked Mortgage Broker Questions - Southampton Mortgages

Should you pay for a mortgage advisor?

We offer amazing FEE FREE mortgage advice – look at our 5-star reviews from clients mortgages in Southampton. Other mortgage brokers can charge anything from £200 - £2000, this is something to be cautious of.

As brokers in Southampton you are able to get expert local advice across a range of products. This should give you peace of mind when you are searching the property market, that when you finally find your dream home our financial advisers will make the mortgage application process as smooth & costly as possible.

Whether you are first time buyers, looking to re mortgage, self employed or purchase an investment property, we will compare interest rates to get the best deal and try to make your mortgage payments fir within your budget.

We will go the extra mile for all of our clients. We have helped thousands of customers.

Are you whole of market mortgage brokers? Do you deal with all mortgage lenders?

The short answer is yes. Some parts of the mortgage market do not like the term 'whole of market' as there are some lenders who do not use intermediaries (Advisers) at all, but we can confirm we have access to all lenders who use the intermediary market, so yes, we are what you call, a 'whole of market' mortgage broker.

Is mortgage protection a good idea?

To answer whether life insurance or mortgage protection is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes! Your expert broker will find the best and find the right deal for you.

Should I remortgage (product switch) with the same mortgage lender?

When your mortgage brokers provide independent mortgage advice we will assess your full situation. In some circumstances it might be worth staying with the same lender, this is called 'product switching', it is always worth speaking to a mortgage broker and getting mortgage advice as a small saving on your interest rate could end up saving you thousands of pounds therefore getting the best mortgage deal is important.

How do No Fee mortgage brokers get paid?

Once we have found our clients the best mortgage deal, when the new mortgage commences the mortgage lender then pays us a procuration fee. This is excellent news for our customers as there is no cost for them through the whole process of looking for a mortgage.

Do I need to use a local mortgage advisor?

It is not essential to use a local Southampton independent mortgage broker however there are benefits in using a local mortgage adviser. The main benefit being that you will be able to have a face to face meetings.

We cover the whole of the UK. Check out our Mortgages Near Me Page, I am certain we will be able to help.