Mortgage Advisors Near me . . . .
Our team of expert mortgage advisers are on hand to provide customers with tailored mortgage solutions. We’re known for our fee free consultation to offer mortgage advice and the excellent service that guarantees customers a simple and cost-effective process.
Independent Mortgage Broker & Advisors Helping Client Throughout The UK
At Alexander Southwell we believe that we are more than just a mortgage broker to our clients. Our aim is to make life easier and better for everyone and it underpins everything we do.
While our head office is based in Hampshire, Southampton we are able to help our clients across the whole of the United Kingdom. All you need to do is answer a few questions by phone or online & we’ll let you know which deals you’re eligible for – no need for a credit check straight away.
Why choose Alexander Southwell Mortgage Services?
Alexander Southwell Mortgage Services Ltd offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.
We also take care of all the administration for mortgages and life cover applications as well as liaise with estate agents, mortgage lenders and solicitors to make sure the process is as smooth and hassle-free for you as possible.
Locations We Serve Across UK
At Alexander Southwell we believe that we are more than just a mortgage broker to our clients. Our aim is to make life easier and better for everyone and it underpins everything we do. We believe that our client focused approach, which is underpinned by our core values of trust, transparency and integrity is designed to build long-term relationships with our clients. This is what makes us stand out from the crowd and that is why our clients give us such great feedback, come back time after time and ask us to help their friends and family.
Get access to the best broker rates and compare products
There is a lot that needs to be considered when looking for the best mortgage. It is imperative that every step of the way you have the best mortgage deal that is going to be right for you and your financial situation. You also want to make sure that you secure a great deal and that you do not end up paying over the odds.
Once we have found the perfect product for you, our helpful advisor will also discuss insurance and recommend comparison quotes to protect yourself and your family.
Mortgage Services FAQs
One of the biggest benefits of working with a broker is the simplification of the market comparison and application processes and help you find the right mortgage. Once you have provided your broker with a few basic details, they will typically handle most of the subsequent complexities on your behalf. Working with an independent broker also means gaining access to honest and impartial information, which is rarely available directly from a bank or lender. Brokers can also provide access to exclusive deals you won’t find on the High Street, often from lenders that do not work directly with the public.
- Expertise – An experienced and reputable broker can also help you choose from the various mortgage products and home loans available, ensuring you make the right decision to suit your requirements and your budget.
- Simplicity – The job of the mortgage broker is to do most of the hard work on your behalf, comparing viable and competitive deals from as many lenders as possible to find your perfect mortgage.
- Impartiality – With no direct ties or exclusive affiliations with major banks or lenders, independent brokers are free to offer 100% honest and impartial advice for the benefit of their clients.
This is forever changing, lenders regularly change the mortgage products they offer. The excellent news is though, we are whole of market: Being independent and whole of market means we have access to every interest rate and deal on the market in the UK. This includes all high-street lenders such as Halifax, Barclays, Nationwide, Santander, Natwest and many more. Whatever your situation, we will help you achieve your best available mortgage interest rate and deal. We give the best mortgage services advice and guidance suited to your situation and the best available rates and deals. Our team of advisers will complete everything for you whilst supporting you every step of the process.
We are your online & face to face mortgage brokers offering a customer-focused service that is fee free!
While it can seem like a trickier process, self-employed people can still successfully apply for a mortgage. Make sure you’re prepared with at least two to three years’ of financial documents as this is the amount some lenders will require. Keep your personal and professional bank accounts separate, and registering for the electoral roll can help lenders to confirm your identity.
As always, it’s important to consider any personal and future circumstances when securing a mortgage, and seek professional advice to ensure you’re aware of the options, our mortgage services team is here to guide you through the whole process and help you get your dream property.
Yes, our brokers have a wealth of experience in a range of Mortgage types including in the increasingly popular buy to let Mortgage. See our Buy to let mortgage page for more information.
To help companies make better lending decisions, the three main credit agencies listed above will analyse all your credit data to calculate your overall credit rating. They will assign you a score between 300 and 999, and it is this score that will help lenders determine what kind of borrower you are, once we have seen your credit file we can let you know what is possible.
In order to obtain your report, click on the below link to get a 30 day free trial with CheckMyFile and download your report, after the free 30 day trial they will charge £14.99 per month & this subscription can be cancelled anytime.
- Provide us with a credit report today, and uncover the issues that could be affecting your credit file! CLICK HERE to access your free credit report with the four top credit agencies all in one report!
The Financial Conduct Authority is a financial regulatory body in the United Kingdom, but operates independently of the UK Government, and is financed by charging fees to members of the financial services industry. All brokers registered in England are authorised and regulated by the Financial Conduct Authority (FCA).This is for the customers protection and to guarantee that the service and mortgage advice level is sound.
Your home may be repossessed if you do not keep up repayments on your mortgage.