Serving personnel often face unique mortgage challenges including frequent postings, SFA occupancy, and irregular income structures. We work with forces-friendly lenders who understand military life and will assess your full package fairly, wherever you are based.
The Forces Help to Buy scheme lets serving personnel borrow up to 50% of their annual salary, interest-free, to use as a deposit. This can be used alongside a standard commercial mortgage to help you buy your first home or move when posted to a new location.
Frequent postings and time in Service Family Accommodation can make the standard mortgage process difficult. We work with specialist lenders who understand the forces lifestyle, will consider your posting history, and won't penalise you for not being registered at a fixed address.
Many high street lenders cap borrowing at 65, but specialist lenders will extend beyond that. They will also consider your armed forces pension as income. Whether you are still serving or have recently left, we can find the right option for your circumstances.
When your fixed rate ends, we search the whole market to find you the best remortgage deal. Most lenders offer free valuations and free legal fees through their appointed solicitor for standard remortgages.
As well as Forces Help to Buy, these additional government schemes may help you get on the property ladder sooner or with a smaller deposit.
For full details of the official Forces Help to Buy scheme:
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