Fee-Free Mortgage Broker in Leeds.
Looking for a fee free mortgage broker in Leeds who can guide you through the mortgage process with clear, expert mortgage advice tailored to your needs? At Alexander Southwell Mortgage Services, we make your mortgage journey smoother by providing personal, unbiased support—whether you’re a first time buyer, moving house, or looking to remortgage. With access to a wide range of mortgage products, we help you find the best mortgage deal—all without charging a broker fee.
Free Mortgage Advice from Expert Mortgage Brokers in Leeds
We’re proud to offer free mortgage consultations and personalised mortgage advice in Leeds. Our goal is to make the entire process easy to understand and free of jargon. Whether you’re taking your first step onto the property ladder or need help navigating the remortgaging space, our dedicated Leeds mortgage advisor will be with you every step of the way.
We tailor our service to your individual circumstances and financial situation, using tools like mortgage calculators to help determine your maximum mortgage amount and best lending options.
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Leeds Mortgages from Independent Mortgage Brokers
At Alexander Southwell, we don’t just give advice—we build long-term relationships. As trusted mortgage brokers in Leeds, we take time to understand our clients’ goals and guide them toward the right mortgage based on their priorities, whether that’s your income, family needs, or investment plans.
Our dedicated team provides a hassle free, honest approach, helping you secure the mortgage offer that fits your situation—without added stress.
Why choose Alexander Southwell Mortgage Services?
Alexander Southwell Mortgage Services Ltd offer a comprehensive range of mortgage products from across the market.
We also take care of all the administration for mortgages and life cover applications as well as liaise with estate agents, mortgage lenders and solicitors to make sure the process is as smooth and hassle-free for you as possible.
Every one of our customers has a unique need and different circumstances. We love the challenge. Even if you don’t tick all the usual boxes, we can help. Check out our mortgage pages & guides to see the type of loans we deal in, or if you can’t find what you’re looking for just give us a call for a no-obligation chat.
Team of expert mortgage brokers and advisers.
Excellent communication via WhatsApp, Skype, phone, email and SMS.
100% FEE FREE mortgage service.
We provide mortgage and protection advice across the UK, including nearby areas like
First Time Buyer Mortgages in Leeds
Buying your first house can feel daunting, but we’re here to help simplify the process. As a local mortgage broker Leeds residents trust, we support first time buyers from initial enquiry to when the mortgage completes.
Here’s how we will help you on your journey to your first mortgage:
Understand minimum deposit requirements
Get an Agreement in Principle and pass the credit check
Compare mortgage deals from multiple lenders
Break down all the costs and steps involved
Make your moving journey as smooth as possible
Whether you’re buying a flat in the city or a family home in the suburbs, our Leeds mortgage experts are here to guide you.
Home Movers In Leeds
Thinking of moving home in Leeds? Our mortgage brokers can help you find a new mortgage or transfer your current deal to your existing property. Whether upsizing or downsizing, we’ll assess your budget, review repayments, and recommend options that align with your long-term plans.
We’ll help make your next move stress-free and cost-effective. Explore our moving home mortgage options to get started.
Our Mortgage Service Is Highly Rated!
Alexander Southwell Mortgage Services is rated 5 out of 5 Google reviews.
Remortgage Advice In Leeds
Remortgaging is a great way to reduce your monthly payments, access better mortgage rates, refinance your existing mortgage, or release equity for other financial goals. Whether you’re:
Raising capital for home improvements
Consolidating debts
Releasing equity for a large purchase
Looking to refinance your mortgage for a better rate or term
—our fee-free mortgage service makes it simple.
We also offer guidance on equity release if you’re looking to unlock the value of your home without selling. Most lenders offer special remortgage products, and with access to a wide range of options, we’ll help you compare interest rates, fees, and incentives to find the right fit.
Buy To Let Mortgages In Leeds
If you’re looking to buy properties as an investment, we’ll help you navigate the buy to let mortgage landscape. Whether you’re self-employed, a limited company, or a new landlord, we’ll guide you through the lending criteria, legal responsibilities, and net profit considerations.
Our buy to let mortgage service is designed to cater to all types of landlords. We assist with finding exclusive deals tailored to your situation, offering clear advice on tax implications and income forecasts, and helping you manage multiple properties or a second mortgage.
We’ll also support you in structuring your deals for long-term property growth, ensuring that you make the best possible financial decisions for your investment goals. Let us be your trusted mortgage partner in Leeds and help you take your property investments to the next level.
New Build Mortgages Leeds
Thinking about buying a new build property? New homes come with many perks, modern designs, energy efficiency, and the opportunity to customize, but they also come with unique requirements. Many lenders apply different criteria when assessing new build mortgage applications, and our expert new build mortgage brokers are here to help you navigate them.
Our mortgage advisors specialize in securing the best mortgage deals for new builds and can assist you with:
Timing your mortgage application with the builder’s completion dates
Meeting lender requirements specific to new build properties
Understanding how government schemes like Help to Buy or Shared Ownership apply
Reviewing mortgage calculators to find what fits your budget
We’ll be with you at every step, ensuring you meet all requirements and deadlines, so you can move into your new home with peace of mind.
Debt Consolidating in Leeds
If you’re juggling multiple loans or credit card balances, consolidating them into your mortgage could lower your overall monthly payments by securing better interest rates. Our mortgage advisers in Leeds will assess your unique situation to determine if this strategy is right for you.
We’ll guide you through using your home equity to pay off higher-interest debts, explain the pros and cons of extending your mortgage term, discuss the risks of securing unsecured debts against your home, and show how this option fits with your long-term financial goals.
Debt consolidation can be a smart move when managed correctly. Get expert advice before making a decision. We can also offer insights on whether combining your mortgage with protection options like life cover is the right fit for your financial future.
Think carefully about securing other debts against your home. Your home may be repossessed if you do not keep up with repayments
Frequently Asked Questions - Mortgage Broker In Leeds
Should you pay for a mortgage broker in Leeds?
We offer amazing FEE FREE mortgage advice – look at our 5-star reviews from clients mortgages. As brokers for Leeds you are able to get expert local advice across a range of products.
The decision to pay for a mortgage broker ultimately depends on your personal circumstances and preferences.
While some mortgage brokers may charge a fee for their services, others may be content with earning commission from the lenders they work with.
Whether you proceed with high street lenders or an adverse lender, they pay brokers a procuration fee.
Is mortgage protection a good idea?
To answer whether life insurance or mortgage protection is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes! Your expert broker will find the best and find the right deal for you.
Should I remortgage (product switch) with the same mortgage lender?
When your mortgage broker provides mortgage advice we will assess your full situation.
In some circumstances it might be worth staying with a mortgage product from the same lender, this is called ‘product switching’, it is always worth speaking to a mortgage broker and getting mortgage advice as a small saving on your interest rate could end up saving you thousands of pounds therefore getting the right mortgage deal is important.
Don’t always think the best remortgage deal and the most suitable mortgage offer is always going to be with your current lender.
How do Fee Free mortgage brokers get paid?
Once we have provided mortgage advice and found our clients the right mortgage deal, when the new mortgage commences the mortgage lender then pays us a procuration fee. This is excellent news for our customers as there is no cost for them through the whole process of looking for a mortgage.
When should I get an agreement in principle when searching for a property in Leeds?
It is strongly advised that you secure an Agreement in Principle before beginning your property search in Leeds, as it may give you an advantage over other buyers who haven’t done so. This will demonstrate to the estate agent that you have made the necessary preparations before making an offer.
Mortgage & Protection Advice Covering The Whole Of Leeds & The UK
We haven’t “officially” opened a local Leeds branch yet, but that doesn’t mean you can’t use our expert and comprehensive mortgage service over the phone.
As leading mortgage advisers, we are so confident that we’ll find the most suitable mortgage deal available to you and make the process of getting you to mortgage offer stage as smoothly as possible.
