Aerial view of Ocean Village marina in Southampton, featuring modern apartments and the Itchen Bridge.
Broker Jamie Alexander
Jamie Alexander

At Alexander Southwell Mortgage Services we pride ourselves on giving easy to understand advice, removing unnecessary information to ensure getting a mortgage doesn’t become a tedious task around your general day to day routine. We aim to help you now, in the future and provide a service you would recommend to friends and family.

Table of Contents

Facebook
Twitter
LinkedIn

Last updated: 10th March 2026

Choosing where to live in Southampton isn’t just about finding a house, it’s about finding the right neighbourhood that best suits your life. Southampton has a lot of variety in terms of culture, price ranges and house styles. Whether you are a first-time buyer, a growing family, an NHS professional, a London commuter or a buy-to-let investor, the right area makes a significant difference to your home life. As mortgage brokers based in Southampton, we work with home buyers across the city every week. So let’s explore the best places to live in Southampton.

Is Southampton a Good Place to Live?

In short: yes, and consistently so. Southampton regularly ranks among the UK’s top cities for green space and was named one of England’s top three cities for economic growth by PwC’s Good Growth for Cities report

Southampton has 326 acres of fields and wildlife located in Southampton Common alone. The city is rich in culture and activities and is the closest to the New Forest National Park. It has excellent transport links and connections to the rest of the country with great connections by land, sea and air. A lot of people living in Southampton commute to London, Portsmouth & many other close cities for work.

With its universities, hospitals, theatres, music and arts venues, Southampton is a developing cultural hub. It has become a favourite place for students, young professionals, families, retirees and sailing and cruise lovers. It is also significantly more affordable to live in Southampton making it a sought out city among couples and families. According to Expatistan, a single person’s monthly cost of living sits at around £2,000 and around £6,000 for families, roughly half of London, making it one of the most affordable coastal cities in the South of England.

For property buyers, the UK housing market in 2026 has moved into calmer territory, making this a more considered moment to buy than we have seen for several years.

Best Places to Live in Southampton for Families

Southampton boasts a no. of Outstanding-rated primary schools and secondary schools within five miles of the city centre, making it an ideal place for families that prioritise good schools, green spaces and genuine sense of community.  Here are some areas  families consistently choose to settle-in:

Bassett

Bassett sits north of the city centre and offers tree-lined streets, a mix of Victorian, Edwardian and 1930s housing, and a position between Southampton Common’s 148 hectares of parkland and the 150-acre Southampton Sports Centre to the north. Highfield CofE Primary and St Anne’s Catholic School, one of many Outstanding-rated schools in the city easily accessible from this area. The M27 access makes it practical for parents travelling to London for work.

Netley

Netley is a village on the edge of Southampton Water with a shingle beach, the ruins of Netley Abbey and the grounds of Royal Victoria Country Park. Properties here are predominantly Victorian and Edwardian terraced and semi-detached homes offering families genuine space and a village setting at a more accessible price than many comparable coastal locations. An hourly train service connects Netley to Southampton Central in 18 minutes and Portsmouth in around 45 minutes.

West End

West End sits five miles east of Southampton in the Borough of Eastleigh and is popular with families who want larger homes, bigger gardens and a quieter setting. The Ageas Bowl, home of Hampshire Cricket, is located here alongside Itchen Valley Country Park. Southampton Airport Parkway station provides strong London connectivity for commuters. 

Bitterne and Bitterne Park

Bitterne and Bitterne Park sit on the eastern bank of the River Itchen with access to the Chessel Bay Nature Reserve, a strong local high street and Bitterne Park School, one of the city’s well-regarded state secondaries. Good value interwar homes and straightforward bus connections to the city centre make this area consistently popular with families who prioritise space over postcode prestige.

Highfield

Highfield is home to the University of Southampton’s main campus, but with most students living in neighbouring Portswood, it retains a settled, neighbourhood feel. Substantial Victorian and Edwardian period homes on tree-lined roads, Highfield CofE Primary, and proximity to Southampton Common make this one of the most sought-after family areas in the city.

Property Prices

Area Flat / Apartment Terraced Semi-Detached Detached Overall Average
Bassett ~£185,000 ~£290,000 ~£350,000 £525,000+ £362,000
Netley ~£200,000 ~£275,000 ~£350,000–£450,000 £500,000+ £315,000–£351,000
West End ~£175,000 ~£270,000 ~£320,000 £450,000+ £347,000
Bitterne / Bitterne Park ~£160,000 ~£240,000 ~£280,000 £375,000+ £261,000–£278,000
Highfield ~£185,000 ~£270,000 ~£340,000 £500,000+ £313,000

Sources: Rightmove (HM Land Registry data, updated February 2026); Zoopla (sold prices, 2025–2026)

Best Places to Live in Southampton for Professionals and London Commuters

Southampton’s rail links to London Waterloo makes it a realistic base for professionals commuting to the capital two or three days a week. Here are the best areas to live in for a commuting professional:

Ocean Village

Ocean Village is Southampton’s waterfront quarter with modern apartments, marina views and restaurants and bars on the doorstep. A short walk from Southampton Central station, it is the most seamless London commuter location in the city and attracts young professionals and couples who want coastal living without sacrificing city amenities.

Upper Shirley

Upper Shirley offers Victorian villas, Edwardian semis and 1930s homes alongside independent cafes and easy access to Southampton Common. Close to Southampton Central and within walking distance of Southampton General Hospital, it suits both London commuters and NHS professionals who want a community feel at a reasonable price point.

Chilworth

Often described as the Beverley Hills of Southampton, Chilworth is a northern village known for large executive homes, privacy and green surroundings. Close to Southampton Airport and the M3/M27 interchange, it is best suited to senior professionals who want a high-quality home base with strong national transport links.

Swaythling

Swaythling is a practical, well-connected suburb north-east of the city with its own mainline railway station and Southampton Airport less than a mile away. Competitive property prices, a mix of interwar semis and purpose-built flats, and strong transport links make it one of the best-value areas for first-time buyers in Southampton.

Property Prices

Area Flat / Apartment Terraced Semi-Detached Detached Overall Average
Ocean Village ~£160,000–£220,000 £210,000
Upper Shirley ~£160,000 ~£265,000 ~£300,000 £400,000+ £285,000
Chilworth ~£650,000 £900,000–£1.2m+ £954,000
Swaythling ~£167,000 ~£240,000 ~£290,000 £400,000+ £288,000

Sources: Rightmove (HM Land Registry data, updated February 2026); Zoopla (Chilworth, sold prices 2025–2026)

Note: Chilworth’s high average is skewed by a small number of large estate sales. Properties do come to market below this level, but detached homes under £700,000 are rare as it is genuinely a premium location.

Best Places to Live in Southampton for Students

Southampton’s 40,000-strong student population The city is home to two universities: the University of Southampton and Solent University, drawing a combined student population of around 40,000. This student population is spread across three main areas, each with a distinct character.

Portswood

Portswood is a 15 to 20 minute walk from the University of Southampton’s Highfield Campus and has a high street built around student life. Direct Unilink bus routes connect to all campuses and the city centre. Victorian terraces converted into shared student houses make up the bulk of the housing market, offering competitive rents and genuine community feel.

Bedford Place and The Polygon

Bedford Place is Southampton’s nightlife hub, popular with Solent University students given the proximity to campus and with University of Southampton students who prioritise social life. Shared student houses on quieter residential streets sit alongside flats on the main high street, with Watts Park nearby for green space.

Southampton City Centre

The city centre suits students who want to be close to Solent University and at the centre of everything. Purpose-built student accommodation here typically includes bills, which simplifies budgeting. West Quay shopping centre and the Mayflower Theatre are both walkable.

Property Prices

Area Flat / Apartment Terraced Semi-Detached Detached Overall Average
Portswood ~£180,000 ~£250,000 ~£290,000 £400,000+ £251,000
Bedford Place / The Polygon ~£160,000–£200,000 ~£260,000 ~£300,000 ~£270,000–£293,000
City Centre (SO14) ~£150,000–£180,000 ~£173,000–£220,000

Sources: Rightmove (HM Land Registry data, updated February 2026); Plumplot / ONS (SO14 postcode average, December 2025)

Best Places to Live in Southampton for NHS Staff

The city is also home to  the University Hospital Southampton NHS Foundation Trust – one of the largest teaching hospitals in the UK, serving over three million people regionally and employing thousands of staff. For students and staff living close to the hospital becomes a priority.

Shirley and Upper Shirley

Much of Shirley is within a 15 to 20 minute walk of Southampton General, making it genuinely accessible on foot for early or late shifts. A good local high street, strong community feel and a mix of Victorian terraces and 1930s semis suit a range of budgets.

Lordswood

Lordswood sits close to the hospital and offers some of the most affordable property in Southampton, making it a practical choice for first-time buyer NHS staff. Shared ownership mortgages are worth exploring if you are working with a smaller deposit.

Property Prices

Area Flat / Apartment Terraced Semi-Detached Detached Overall Average
Shirley / Upper Shirley ~£160,000 ~£260,000 ~£295,000 £380,000+ £285,000
Lordswood ~£150,000 ~£230,000 ~£269,000 £335,000+ £251,000

Sources: Rightmove (HM Land Registry data, updated February 2026); Nethouseprices (Lordswood sold prices, data to March 2025)

We work with a significant number of NHS employees on their mortgages and can help you with the mortgage application process. You can also check our guide on NHS mortgages, and check  if you qualify for specialist key worker lending.

Best Places in Southampton for Buy-to-Let Investment

Southampton has attracted consistent buy-to-let interest for well over a decade. With a combined student population of around 40,000, a large NHS workforce and a growing young professional community, demand for quality rental properties remains strong. Rental yields of up to 6% are achievable in the right areas, comparing favourably to many equivalent southern cities.

Student HMOs in Portswood, Swaythling and the Polygon deliver predictable demand and short void periods. Professional single-let properties work well in Shirley, Bitterne and Swaythling. Waterfront apartments in Ocean Village attract corporate relocation and premium professional tenants. 

If you are considering investing in Southampton, our buy-to-let mortgage team can walk you through lender criteria, rental stress testing and the most competitive products currently on the market.

Frequently Asked Questions

What is the best area to live in Southampton?

It depends on your circumstances. Bassett and Highfield are consistently popular with families. Ocean Village and Upper Shirley suit professionals and commuters. Portswood and Bedford Place are the go-to areas for students. For first-time buyers, Swaythling, Lordswood and Bitterne offer the best value in 2026.

What is the cheapest area to live in Southampton?

Lordswood, Millbrook and parts of Shirley offer the most affordable entry points for buyers. Swaythling and Bitterne also represent good value. Shared ownership can stretch a deposit further in more competitive areas.

How far is Southampton from London by train?

Southampton Central to London Waterloo takes approximately 1 hour 20 minutes on the fastest services, making Southampton a realistic base for professionals working in London part of the week.

Is Southampton good for first-time buyers?

Yes. Southampton is one of the more accessible southern cities for first-time buyers, particularly in Lordswood, Swaythling, Shirley and parts of Bitterne. Our first-time buyer mortgage team can advise on schemes including shared ownership and the First Homes scheme.

What are property prices in Southampton in 2026?

Average asking prices are approximately £525,000 for detached homes, £350,000 for semi-detached, £290,000 for terraced and £180,000 for flats, according to Zoopla’s 2026 data. Ocean Village and Highfield sit at the premium end; Lordswood and Millbrook offer the most accessible entry points.

Ready to Find Your Perfect Area in Southampton?

Southampton genuinely offers something for every type of buyer, from first-time buyers looking for affordable terraces in Swaythling or Lordswood, to families settled into Bassett’s tree-lined streets, professionals enjoying the Ocean Village waterfront, and investors building portfolios around the city’s strong rental demand. The best place to live in Southampton will always depend on your priorities, your budget and your stage of life. If you are ready to take the next step, speak to one of our brokers for fee-free advice.

Facebook
Twitter
LinkedIn
FEE FREE Mortgage Advice
Standard Contact Form

Speak To A Broker . . . .

Access 1000's of mortgage products by speaking to one of our experts

I agree to the Privacy Policy and understand that Alexander Southwell Mortgages cannot guarantee the security of the email, its contents, or that it remains virus free once sent.

At Alexander Southwell Mortgage Services we can with all your Mortgage and Protection needs. Get in touch with us today:
Reviews

Alexander Southwell Mortgage Services is rated 5 out of 5. Based on 145 Google reviews.

Recent Posts

Use our mortgage calculators below

STOP! You cannot copy content of this page

Scroll to Top

You are now leaving the Alexander Southwell Mortgages website. We give no endorsement and accept no responsibility for the accuracy or content of any sites linked to this site.

You will be redirected shortly.

This website uses cookies to ensure you get the best experience.