Fee Free Mortgage Broker Winchester
Need a fee free mortgage broker and adviser in Winchester? We discuss, advise and submit the whole mortgage application from start to finish! At Alexander Southwell Mortgages, we give honest, straight forward, easy to understand, fee free mortgage advice.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Mortgage Broker Winchester
Alexander Southwell Mortgage Services Ltd is an expert mortgage broker business for customers in Winchester. Our team provide expert mortgage & financial advice tailored to your specific circumstances.
Taking out a mortgage will probably be the biggest financial commitment you ever make so make sure that you get advice from an mortgage broker that has access to a large panel of mortgage lenders.
Table of Contents
Why choose Alexander Southwell Mortgage Services?
Alexander Southwell Mortgage Services Ltd offer a comprehensive range of mortgage products in Winchester, Hampshire from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.
We also take care of all the administration for mortgages and life cover applications as well as liaise with estate agents in Winchester, mortgage lenders and local solicitors to make sure the process is as smooth and hassle-free for you as possible.
Team of expert mortgage brokers and advisers.
Excellent communication via WhatsApp, Skype, phone, email and SMS.
100% FEE FREE mortgage service.
Why get a mortgage in Winchester?
Winchester is renowned for its world class architecture, delicious dining and countrywide trails for walking and cycling meaning there is plenty to do around the city. Winchester is home to one of the largest cathedrals in Europe, Winchester Cathedral. It also boasts the largest farmer’s market in the UK, restored Edwardian theatre royal Winchester and dozens of upmarket stops and restaurants making it a hot spot for locals and tourists.
The residential attractiveness of Winchester has brought commuters and retired persons in increasing numbers. As the connections are excellent due to the railway stations and major motorways within easy reach professionals find Winchester a prime spot for more rural living whilst being a commutable distance to major cities offering ample job opportunities.
All in all, Winchester is a city full of beautiful architecture and historical interests, along with its fast links to other towns and cities, like Bournemouth & Brighton, this has led Winchester to become one of the most expensive and desirable areas of Hampshire, even the UK.
FEE FREE Winchester Mortgage Brokers and Mortgage Adviser
We have a team of CeMAP qualified mortgage and protection advisers.. We offer advice into the finance market and a range of mortgages across all mortgage providers, insurance, and property services in Winchester and the UK.
Whether you are a first time buyer looking to become a property owner or you are looking to step up the property ladder or remortgage we can help.
Our Mortgage brokers pride themselves in making the whole process as smooth and as simple as possible without giving you lots of jargon.
Alexander Southwell are mortgage advisers, which means we search a comprehensive panel of lenders for the right mortgages suited to your circumstances.
First-time buyer advice
Remortgage advice
Solicitor recommendations
Life Assurance advice and services
Mortgage protection services
Buy To Let advice
Being a local Independent company in Winchester, customer service is of utmost importance to us. We search our panel across the mortgage market to find you the right rates and deals and look after the mortgage application form beginning to end to take away any stress. We are proud to have looked after the people of Winchester and around the south coast of the UK for many years.
First Time Buyers Winchester
Buying your first home and looking for your first mortgage in Winchester is an exciting prospect but figuring out how to get onto the property ladder can feel overwhelming.
By talking to Alexander Southwell Mortgage Services Ltd, you can be assured of getting a suitable mortgage deal based on your needs, circumstances and preferences.
Your mortgage broker will also be guide through the first time buyer maze of the mortgage process in a friendly, professional and efficient way. This is important being a first time buyer and we will help you understand the following;
- How much you can borrow
- Finding you the lowest interest rates
- What deposit you require
- Other costs during the process of buying a home
- How much you can afford in monthly repayments
- Government schemes to help get you on the property ladder
Home Movers Winchester
A home mover mortgage isn’t any different to a standard mortgage. It’s simply the process of getting a new mortgage with a new mortgage lender when you move home so the mortgage is suitable for the house you’re moving into. As home movers choosing the correct mortgage for you is critical as you will need to ensure it is still affordable whilst suiting your changing needs.
Home Mover mortgages are typically for people who are stepping up the property ladder and looking for a larger home which requires a larger mortgage.
Our mortgage broker will go through all options of porting your current mortgage with your current mortgage lender, searching for a new mortgage, discussing any early repayment charge which might be due.
Getting a mortgage when moving home should hopefully be easier, because we can show the mortgage lenders that you have a track record of being able to keep up repayments. Speak to one of our expert mortgage brokers to get mortgage advice and to lead you through the mortgage maze.
Remortgage Advice Winchester
Most people refinance their current mortgage debt to take advantage of the current market and benefit from cheaper mortgage rates but there are also many other reasons why you might be looking to change your current mortgage deal & re mortgage –
- Capital Raising: The cash could be for several reasons like home improvements, a holiday or maybe a new car. It might also be a necessity as getting divorced is a fact of modern life and many partners would prefer to stay in their current home if they could raise money to “buy out” their ex partner.
- Capital Raising for a Deposit: Purchasing a second property or a buy to let property is becoming more and more popular; saving for the deposit is quite a difficult process while already paying for a current mortgage.
Buy To Let Mortgages Winchester
Are you looking for your first buy to let property, looking to let your current residential to buy onwards or an experienced landlord, then Alexander Southwell Mortgage Services can help. Having the ability to search thousands of mortgage products, we will save you time and money ensuring the right deal is offered for you.
Buy to let mortgages can be more complicated than you think, especially with the forever mortgage industry landlord changes, however our experienced mortgage consultants can explain the process, costs and source the best possible avenue to purchase the property, whether that be as personal buy to let or a company buy to let, we have the right answers for you.
New Build Mortgages Winchester
New Build Properties are a fantastic option whether you are a first time buyer, upsizing, downsizing or just looking to live in a modern home benefiting from lower running costs and energy bills. There are many other benefits of purchasing a new build property:
- The property is a blank canvas so you can put your own stamp on it.
- No chain in the purchasing process
Excellent quality build - 10 Year Warranty
- Government schemes making them more affordable
Is a new build property in Winchester right for you?
There are many important things to consider when deciding if a new build home is right for you. Just because a home is new, it does not mean it will be completely free from defects which may lead to negotiations with your builder.
Depending on the stage of the development, you may spend the first few months or even years in your home on a building site. You may need a larger deposit for a new build property and timing your mortgage with your home completion can get complicated, this is why you need Winchester mortgage experts to help through this journey.
Help To Buy Mortgages Winchester
The help to buy scheme changes from 1st April 2021. This Help to Buy scheme offers an equity loan where the government lends first-time buyers money to buy a newly-built home. This must be used to buy your main residence and can’t be used to buy a second home or a buy-to-let property.
The help to buy scheme offers an equity loan where the government either lends up to 20% or 40% (For help to buy London) of the property to first time buyers or homeowners to purchase a newly built home.
How does Help To Buy Work?
- You need at least 5% of the sale price of your new build property for the deposit. You can input a larger amount if you would like to.
- The government lends you up 20% of the sale price
- You borrow the rest from the mortgage lender for the remaining 75%
- The loan will run for a maximum of 25 years
- You don’t pay any interest or fees on the government equity loan for the first five years, in the sixth year you will be charged 1.75%
It is critical to get mortgage advice when using any government scheme because your mortgage broker will assess your full mortgage needs and recommend the type of specialist mortgage which is going to suit you. The maximum purchase price for a Help to Buy property depends on what region of England you live in. You can’t use Help to Buy to purchase a property above these limits.
Details of this excellent Government backed scheme can be found on the Help to Buy (South) website.
Help to Buy Equity Loan will close to new applications on 31 October 2022.”
Frequently Asked Questions - Mortgage Broker Winchester, Hampshire
Should you pay for a mortgage broker in Winchester?
We offer amazing FEE FREE mortgage advice – look at our 5-star reviews from clients mortgages. As brokers for Winchester you are able to get expert local advice across a range of products.
Our dedication at Alexander Southwell Mortgages goes beyond the norm. With a track record of thousands of satisfied customers, we pride ourselves on building lasting relationships and delivering unparalleled service in every mortgage journey.
Is mortgage protection a good idea?
To answer whether life insurance or mortgage protection is worth it or not you have to ask yourself another question; Could you afford to maintain your current lifestyle if you or your partner were suddenly gone? In most cases, the answer will be no. So is Life Insurance worth it? Yes! Your expert broker will find the right deal for you.
Should I remortgage (product switch) with the same mortgage lender?
When your mortgage brokers provide expert mortgage advice we will assess your full situation. In some circumstances it might be worth staying with the same lender, this is called ‘product switching’, it is always worth speaking to a mortgage broker and getting mortgage advice as a small saving on your interest rate could end up saving you thousands of pounds therefore getting the right mortgage deal is important.
How do Fee Free mortgage brokers get paid?
Once we have found our clients the right mortgage deal, when the new mortgage commences the mortgage lender then pays us a procuration fee. This is excellent news for our customers as there is no cost for them through the whole process of looking for a mortgage.
I have bad credit, can you still find me a suitable deal?
Your credit score will play a huge part for you getting a mortgage.
Before searching the property market and visiting your estate agent we would highly recommend getting an agreement in principle first. Here are a few extra steps to take.
Check Your Credit Report: Before you start, make sure you have a clear understanding of your credit situation. Obtain a copy of your credit report from major credit bureaus to see exactly where you stand and to check for any errors that might be negatively impacting your score.
Improve Your Credit Score: If possible, take steps to improve your credit score before applying for a mortgage. This could include paying down existing debt, making sure all bills are paid on time, and correcting any inaccuracies on your credit report.
Save for a Larger Down Payment: A larger down payment can sometimes offset the risk a lender takes in loaning money to someone with bad credit. It reduces the loan-to-value ratio, which can make you a more attractive borrower.
Our Reviews
We are proud of our reputation as a leading mortgage broker serving the South coast. Please take a moment to read our reviews, or if you are customer please leave us a review too. Your feedback is valuable to us.
Wayne S.
Tyler was amazing, really helpful and super punctual. She was very professional and supportive. I fully recommend Tyler at Alexander Southwell!
Bethany H.
Have dealt with Jamie for a long time and could not recommend him more! Always professional and knowledgeable and always happy to help!
shanae F.
Andrew was great. Helped us the whole way through the process and answered any questions we had! Would recommend.
Kaz 1.
Very quick and efficient service, excellent value and skilled experts provided my mortgage capacity report for my divorce brilliantly. Thanks so much for your help with this
Sophie J.
Highly recommend using Alexander Southwell Mortgage Services for a mortgage. It was excellent to have Andrew help us with finding the best rate mortgage to suit our needs as first time home buyers. We were walked through the process and all the work was on there end. Will use again when it is time to get a new mortgage. Thank you!!
Joe H.
So this was myself and my partners first time buying and honestly we were totally clueless on the process! A mutual friend/client of Jamie & Latoya recommended them to us and I’m so incredibly glad he did.From the start, Jamie quickly put us in touch with Latoya and we got things underway instantly. Throughout the whole process, communication was utterly seamless and there was no such thing as a silly question (trust me, I asked a few!). Latoya was transparent about every step, advising us down the best possible avenue - ensuring we got the best outcome for us. Keeping us up to date about each part of the application process, there was absolutely no need to chase - as soon as she had anything for us - we were straight in the loop.Honestly, she made what was quite a daunting idea to us - so reassuring and easy.Thank you so much to Latoya and Jamie for your incredible service and support! We’ll be singing your praises and sending anybody we can, your way 😊All the best to you both,Joe & Naomi
Magdalena G.
I couldn’t recommend this mortgage report provider more highly. They were significantly cheaper than other options I looked at and incredibly efficient. I was able to communicate with them easily via WhatsApp, which made the whole process so convenient - any questions I had were answered quickly and clearly. All I had to do was fill in a simple form, and I received my completed report within just a few hours. Exceptional service from start to finish!
Fasua O.
Alexander Southwell Mortgage Services exhibits high level of professionalism and ethical codes in handling Mortgage services. They always show unwavering commitment in ensuring successful outcomes of every dealings. Their customer service and engagement drives are top notch.Well done!
Daria M.
We had the pleasure of working with Alexander Southwell Mortgage Services as our mortgage advisers and we couldn’t be more satisfied with the experience. From the beginning, Latoya and Jamie demonstrated a high level of professionalism, knowledge, and dedication.Throughout the entire mortgage process, Latoya was clear and communicative, always taking the time to explain our options and answer our questions. She made what can often be a stressful and confusing process feel straightforward and manageable.They always had our best interests in mind. The process was efficient, transparent, and ultimately led to a successful outcome.We would highly recommend Alexander Southwell Mortgage Services - Southampton to anyone in need of mortgage advice. They are a true professional and a trusted partner in navigating one of life’s biggest financial decisions.
Chloe B.
Couldn’t be happier! I was recently supported by Jamie getting my first mortgage and I couldn’t have asked for anyone better. Jamie was extremely helpful and answered my many first time buyer questions. 100% recommended Jamie to anyone.
Sophie R.
Would recommend to everyone
Katie O.
Andrew has been a brilliant source of advice to my husband and I when purchasing our new home. The process has been so easy and his communication has been excellent from start to finish. We wouldn’t hesitate to recommend him and his team to anybody!
Will B.
Jamie and the team at AS Mortgages have been superb at helping sort out a new mortgage for a house move. From searching for the best product, to finding the best lender, they have been amazing.This isn’t the fist time we have used the services at AS mortgages. Previously have helped us with two other mortgages on previous properties and securing a new fixed rate. Every time the service is quick, easy and painless. We have recommended AS Mortgages to family, friends and colleagues - everyone who has used them has had the same great experience as us. Can’t recommend highly enough.
Shepherd M.
Olivia C.
Latoya was professional, friendly and communicative when helping me get my mortgage as a first time buyer. Full explanations of everything she needed were given and no question were unanswered. Thank you!
Christie B.
We couldn't have asked for a better mortgage broker!! We're so glad they were recommended to us and we went ahead.Andrew helped us with a total of 3 sales over the course of a year, 2 of which had unfortunately fallen through on the seller end. Andrew was always at the end of emails/phone to help us along each step and with any extra queries. We're so grateful for the expertise and great communication we recieved, thank you so much!!
Annie V.
We were recommended to Alexander Southwell mortgages after being unhappy with previous brokers and I am so glad!! We dealt with Jamie throughout the mortgage process and he was professional, friendly and so helpful. Would definitely recommend.
Eglė Š.
Excellent service from day one, Jamie is very attentive, understands the exact needs of the client, communicates well and keeps you in a loop of any mortgage rate changes that might benefit you. I had several different mortgage advisers in the past and this is the best experience so far! Highly recommended!
ZM
I have nothing but positive things to say about this company. I felt looked after from day one and the communication has always been great. I personally dealt with Latoya who is very knowledgeable and handles your affairs with confidence. I would 100 percent recommend.
Ed A.
Both Jamie and David were very helpful, knowledgeable and friendly. They explained our options, then found us a mortgage with a great rate very quickly. They then supported us through the process including updating us when rates on our deal improved. And it didn't cost us anything, would highly recommend.
Ravi K
Always gives the best advice and service. Highly recommend.
Miah K.
Latoya was really great and helped us secure our first mortgage. She was always on hand to answer my numerous 'first-timer' questions. We had very unique circumstances, but she made everything so easy. Highly recommend.
Tom G.
We had the pleasure of Jamie being our mortgage adviser, being first time buyers we didn’t know the process very well but he was absolutely brilliant from the word go, could’ve have done more to help and would highly recommend his to anyone!
Sylwia B.
Amber S.
Jamie was amazing and so helpful, would recommend highly.
Mary C.
After being turned down by other brokers, Andrew stepped in and managed to secure me a mortgage quickly and without any hassle. His expertise and efficiency made the whole process stress-free, and I really appreciated how straightforward he made everything. If you're looking for someone who can deliver results when others can’t, Andrew is definitely the person to go to.
Pavel T.
Great service with unbeatable prices. Absolutely excellent communication. Thank you
Hayley W.
My partner used this company for a mortgage capacity report, he found them to be friendly efficient, and super quick. Would recommend for a professional and quick service.
Anusha S.
Excellent service throughout the process of mortgage application from Jamie, we use Southwell Mortgage over 5 year now on more than one property. also pleased recommend him to our friends. He is very hands-on and very good at explaining the process and making sure he follows correct procedures to work within ethical guidelines, yet makes customers happy by educating whats right for us when making a mortgage by reassuring them the whole time. He is very friendly and proficient in checking and requesting the right documents, also more than happy to answer any questions that I had and was quick to respond to any enquiries that I sent to him. Cannot recommend enough this highly professional, positive and motivated person!
Sarah H.
I was recommended Jamie at Alexander Southwell by a Hampshire based housing developer. Both myself and my partner are self employed so finding a mortgage to suit has always been difficult in the past. Jamie however managed to get us a mortgage offer within a week with no issues at all! Amazing service and highly recommend.
Steph J.
Very smooth & simple from the beginning. Highly recommend, special shoutout to Andrew Rattray.
Lisa S.
Victor F.
We recently had the pleasure of working with Andrew Rattray for our mortgage needs, and we couldn't be more thrilled with the exceptional service we received. Andrew secured us an incredible rate with Natwest, significantly lower than any other rate currently available, saving us a considerable amount of money.From start to finish, Andrew was invaluable. He provided us with numerous options, tailoring each one to our specific needs and ensuring we had all the information necessary to make an informed decision. His responsiveness and knowledge were unparalleled; he always promptly addressed our numerous queries with patience and expertise.What truly sets Andrew apart is his dedication and tenacity. He fought tirelessly for our application to be accepted by the bank, going above and beyond to ensure we were successful. His commitment to our case was evident in every interaction, and we always felt like a top priority.We highly recommend Andrew Rattray to anyone seeking a mortgage advisor. His exceptional service, combined with his remarkable ability to secure unbeatable rates, makes him a standout professional in his field. Thank you, Andrew, for making our home-buying journey smooth and successful!
Andrew T.
Great service & communication. I can not recommend Jamie and his team more than i already do! Thanks guys!
Rachel A.
Brilliant experience from both Jamie and Latoya- can't thank them enough. As a first-time buyer, the home-buying process has been quite confusing and filled with unnecessary jargon, with the exception of this service. Both Jamie and Latoya have been really informative, reliable and removed any element of stress from securing a mortgage. Thank you so much, will highly recommend.
Tori C.
I cannot recommend Alexander Southwell Mortgage Services enough. Jamie is informative and knowledgeable about the different mortgages on offer to me. He has replied in a timely manner and secured me a mortgage! Thank you so much.
Matthew L.
Jamie had every answer to all my queries and responded promptly as always. Excellent service! Fully recommend!
Lolsytom
Jamie is a reliable and trustworthy professional who consistently delivers excellent service. His commitment to providing great advice, products, and being easily accessible makes a daunting process so easy and convenient. The fact we have been using his services for over 5 years speaks volumes about his reliability and the quality of his offerings. Jamie always maintains transparency and offers competitive rates, making him a standout choice for anyone seeking financial services. I would 100% recommend to family and friends. Thanks for all your help! Look forward to working with you again soon.
Shawn R.
Without a doubt the best mortgage advisors I have had the pleasure in dealing with.Nothing was to much and I was able to communicate at any time easily.I am so glad I found you guysThank you so much for all your hard workHighly highly recommend 10/10 👍
blacky3443
Alexander Southwell Mortgage Services have been absolutely top notch. They have guided me through the entire process and taken a lot of the stress to secure my mortgage. Their communications skills ensured I was totally up to date with my options and where I was throughout the process. Additionally, the advice given throughout ensured I had everything in place to secure a property. A first class service and well recommended to anyone looking to secure a mortgage, many thanks for the excellent service.
Erin S.
Such a positive experience, initially with Latoya and then Andrew. Both went above and beyond and genuinely couldn’t recommend them enough. Thank you so much!
Emma C.
Thankyou to Andrew Rattray for taking care of our latest mortgage needs. You made the whole process stress free with your expert knowledge. I would highly recommend and will certainly be using you again in the future.
Kateryna V.
Thank you for very professionally prepared mortgage capacity report!
DJ M.
We recently bought our first home…Alexander Southwell Mortgage Services were absolutely fantastic from start to finish. Andrew dealt with our mortgage, he was so professional and couldn’t have been more helpful. We can’t thank him enough for making what should have been a stressful experience very easy and smooth sailing. 5 Star Service…highly recommended
Ian G.
Can't thank Alexander Southwell mortgage services enough. Brilliant team and very stress free. Big shout out to Jamie and Tyler his assistant. From start to finish brilliant service, would highly recommend.
Matthew S.
Highly recommendedPreviously, we had been given unaffordably optimistic deals, or bluntly told "No" without a reason, by several mortgage advisors.Fortunately we were put into contact with Alexander Southwell, where Jamie was able to clearly explain the process of getting a mortgage, all the steps we would have to go through, and then secured for us an affordable mortgage. He kept in regular contact about hwo the deal was progressing, and was also flexible in making and taking calls from us. Thank you, Jamie.
Verity J T.
As a first time buyer I cannot recommend Alexander Southwell mortgages enough. From the very beginning they were extremely helpful about getting a mortgage in principle and then later getting the best rates on a mortgage. Andrew was brilliant, really clear when he explained everything and was efficient with his responses and help. He was so proactive that after securing a mortgage initially he came back two more times with mortgages that gave me better rates.My only negative was with the solicitors they suggested for me to use, not Alexander Southwells fault at all, and I was not pressured to use the legal firm at all. But as a first time buyer I used the solicitors they suggested and unfortunutly I have had a really bad experience as a first time buyer with Ackroyd legal, so would say be cautious if you are a first time buyer/ wanting a quick sale , I would NOT recommend these solictors. A real shame as Alexander Southwell services were faultless.
Joe J.
I just want to thank Jamie and Tyler at Alexander Mortgage Services for helping me through the process of moving home. I’d highly recommend them. I recently bought a house in Southampton, Jamie and Tyler both made sure to go above and beyond. Will definitely be using again!
Tom S.
Jamie was a fantastic help and pleasure to deal with.
Abhiram H.
We are quite happy that we followed our mutual friend's recommendation and met Jamie. Many mortgage advisors failed to secure me a mortgage for the property I was attempting to purchase, but Jamie was able to assist me in obtaining an offer within a week.All of our inquiries were promptly and reassuringly addressed. Once again, BIG thanks to Jamie, I will be referring Alexander Southwell Mortgage Services to everyone who needs a mortgage.
N N
We had a great experience with Andrew. I'm very grateful for the quick and efficient process. Andrew has given us all the information & advice we needed and helped us find the right lender for our circumstances. We will definitely be recommending Alexander Southwell Mortgage Services to our friends. We look forward to using the same service for later when we remortgage! Many thanks.
Tom S.
Jamie was recommended by a mutual friend and we are so glad we took the recommendation. The service has been consistent, reliable and has allowed our application to progress with ease.Any questions we may have had were answered timely and with reassurance.It is clear he is in the right profession! Would definitely use again in future.
Jasmine W.
Jamie was an excellent mortgage adviser, providing re-assuring and straight forward advice during a tumultuous time. He checked in with us when promised and provided a consistent and excellent service. I will go to him for any mortgage advice from now on.
peter A.
I was recommended to Andrew by a friend , he is excellent at what he does and explains everything, advice about mortgage rates that you're not sure what to do with, or if they’re right for you and your circumstances all cleared up. His expert comparison to save on any new remortgage deal and made me 100% confident in my options.My mortgage completion was last Friday . I have already recommended him to a work colleague as his mortgage runs out next year . Many thanks Andrew
S
Both my sister and I used Alexander's services. Andrew and Jamie were responsive, reliable, knowledgeable listened to our needs. Thank you for your guidance and getting things set up so quickly!
Amelia F.
We had a great experience with Jamie and were able to secure a good deal early on and continued to check in to see if there were any better deals. Will definitely get back in touch when our mortgage renews in a few years!
Nobin T.
I have used Jamie's services multiple times now and he has been absolutely fantastic on every occasion. He's always been extremely helpful and professional answering every query and taking the time to explain every avenue. He's always found the best solutions for me and my circumstances and has made the mortgage process stress free and seamless for me each time. Thank you so much Jamie!!!
Kerry B.
Jamie Alexander managed to get me a Mortgage offer within 5 days after previously being let down by a different Mortgage Broker with an application that dragged on and on and after 8 weeks was rejected.My house move is now happening after almost falling through with the other broker.Jamie is very knowledgeable and matched me with the right lender. I am self employed but have still managed to secure a Mortgage with a high street lender thanks to Jamie's professionalism.Highly recommend !
Rosanne F.
My partner and I Found a house we loved and contacted Jamie over a weekend to get an AIP so that we could put in an offer. Jamie was absolutely wonderful and very helpful with all the information about mortgages. It was a very pleasant experience, he had us sorted in a week and everything went over smoothly. Cannot recommend Jamie at Alexander - Southwell mortgages enough.
Nirmala T.
Im really happy , i came across Alexandar mortgage, good and really quick response, keep updates , really helpful everything explains as clear as mirror..just outstanding especially Latoya thankyou so much .😊
Jessica C.
I had such a wonderful experience with Alexander-Southwell Mortgages and would highly recommend them to anyone. As a first time buyer I was apprehensive about the whole process but Latoya was so helpful from the very beginning and provided so much expertise, guidance and advice which really put my mind at ease. Latoya’s customer service is impeccable and she really goes the extra mile. I was kept informed throughout the whole process and she made everything feel so easy for me, although everyone says buying a house is one of the most stressful things you can do, it really felt too simple and I couldn’t believe how easy it was, all thanks to Latoya!
Lucy A.
Latoya has been absolutely amazing, so helpful through the whole process! Would highly recommend!
Jessica M.
Incredibly helpful, always available and prompt responses. Top quality service!
Tyler C.
Amazing Southampton Mortgage Broker! Our mortgage was due to expire, myself and my partner were concerned about the rate we would get and if we could remortgage due to debts. Latoya helped in every way possible. She was patient, reassuring and managed to get us a debt consolidation remortgage to a better and cheaper lender! Thank you so much. Would thoroughly recommend.
PinkBeard 4.
We have had one of the best experiences dealing with Jamie. From start to finish everything has been run smoothly while any questions or queries we had were dealt with. Will be strongly recommending everyone to use even if you're a distant away, we dealt with Jamie over the phone.
L C.
Delighted with the service. Very helpful and did very best to find me the best deal. Latoya was a pleasure to deal with.
Alastair H.
Jamie did a great job with getting my additional lending approved. Excellent service and persistence to get it done. Would absolutely recommend!
Kieran N.
The patience of a saint. Polite, down to earth and genuinely wanting the best for his clients. Highly recommend.
Gary C.
Latoya made our remortgage simple and easy, thank you.
Chris H.
Jamie Alexander was the first mortgage broker we contacted and we were not disappointed. Quickly dealt with and a great offer of a fixed mortgage. Helpful and informative conversation over the phone. Very happy and would recommend.
Sophie R.
Jamie has been very professional and extremely helpful throughout our mortgage application. He has always kept me and my partner up to date with any updates. Will be recommending him to anyone who’s looking for a mortgage broker!
Elisha S.
Massive thank you to latoya she has gone above and beyond in every way to help from just explaining the simple things about getting a mortgage ( being a first time buyer) over a year she has helped us on our way to our journey of getting our home. Am so greatfull to you and your team 😊
Nancy D.
Excellent communication via both email and WhatsApp. The mortgage report I requested was created in less than 24hours and at a competitive price. Thanks so much!
Nik N.
From a google search I phoned several companies I found online and found Jamie from Alexander Southwell by far the most professional. He clearly explained their pricing, the timeline and the information they required. Jamie did a great job and delivered quicker than I expected. I would highly recommend using their services.
ben C.
I would highly recommend Jamie’s services- absolutely Top-notch.Very professional and always on the end of the phone . ( call / message via WhatsApp) . This man knows his market and has The ability to explain complex information clearly and simply. With an honest and trustworthy attitude .My experience using Southwell mortgages was straightforward- Jamie was their start to finish step by step and very informative. 10/10 .
Stol G.
During a week of extreme panic in the mortgage market, Jamie responded extremely quickly to arrange a new mortgage. He managed to lock me in a rate within hours of our first contact ahead of the rates sky rocketing. He kept me very calm whilst waiting for the confirmation from the bank. Overall, very trustworthy, quick, knowledgeable and a nice guy - would deal with again.
Hannah R.
Latoya has been an absolute dream to work with!! Made everything so clear for someone who has no idea about mortgages.. not once did I feel stupid for asking what some would think were obvious questions! Patience of a saint the entire way through! Will be recommending to everyone! 🙂
Bill T
Jamie and Latoya did a great job securing us a good offer in a difficult market. They’re really responsive and give you confidence that you’re getting the best deal. Would definitely recommend to anyone.
Donny
Layota from Alexander Southwell Mortgage Services has been extremely helpful and supportive in acquiring our mortgage offer. Myself and my partner are first time buyers and were unsure on a lot of the details and processes involved with buying a house. Our situation was also particularly challenging as we had to change our offer multiple times- each time Latoya patiently talked through the numbers and details with us, providing the same level of support and attention.Before we found ASMS we went around most of the major mortgage providers in Southampton and due to the no-fee business model, ASMS were much cheaper than the rest, by our numbers ~ £599 + 99 admin fees (based on July 2022).I can’t express enough how great Latoya has been for us and we thoroughly recommend Alexander Southwell Mortgage Services to anyone seeking mortgage services.
Lizzy R.
Couldn’t recommend Jamie enough! He has been quick in his responses, and so helpful. Applying for my first mortgage I was new to everything but jamie answered all my questions, and help me get the best mortgage.Thank you!
Lauren S.
Latoya assisted my partner and I with organising our mortgage. Excellent service keeping us informed throughout.
Abbi B.
Jamie recently secured both a let to buy mortgage and another for our new family home as well as helping us to put an appropriate life insurance policy in place. The knowledge and service provided was fantastic and I would not hesitate to recommend Jamie and would never use anyone else.Thanks again guys.
Matthew H.
I would recommend Alexander Southwell Mortgage Services. Latoya was very attentive and thorough with the information given, clearly explaining what was happening at each stage. Ensuring we understood what was happening and what was needed.
Jordan E.
Jamie has been fantastic throughout the process. As a first time buyer he made it incredibly simple and easy to sort out, highly recommend!
David S.
I cannot recommend Jamie at Alexander Southwell highly enough, extremely professional and informative, providing the best tailored solution for our individual requirements as well as being an all round nice guy!
Pam M.
Fantastic service from Latoya. I'm so grateful Latoya, thank you.
Beverley V.
Absolutely brilliant and professional service from Jamie at Alexander Southwell Mortgage Services. Hugely professional and I can highly recommend him.
Murisha C.
Excellent support from Jamie through my remortgage. He explained everything clearly, answered every question I had and responses were quick. I would definitely recommend Alexander Southwell Mortgages.
Mitchell H.
Me and my girlfriend recently used Jamie as our mortgage advisor for the purchase of our first house and he was fantastic. As first time buyers we felt a bit out of our depth but Jamie was always on hand to answer any questions and help us anyway he could. This really helped us to understand the whole process and get to the point where we have now had an offer and our mortgage accepted.I would recommend Alexander Southwell Mortgage Services to anyone, nothing but good things to say about them. Once again thank you Jamie, couldn't of done it without you!
Vince L.
Latoya at Alexander Southwell Mortgage Services has been a pleasure to work with and has helped us every step of the way.We spoke to a number of other brokers before Latoya contacted us and not only did she get us a better deal than I could find anywhere else, but she made the process very straightforward and explained in detail everything we needed to know.Highly recommended!
Storm R.
Latoya has been absolutely fantastic, she reassured us and kept us up to date the whole way through our application. Thank you so much for all of your kindness and I will be recommending you to everyone!
Suzi G.
Latoya was an absolute star securing us the mortgage we needed at an amazing interest rate, previous bad experience with an agreement in principal with another lender was a real concern of mine.Latoya understood my concerns and kept us up to date at all times.the whole process was handled expertly by her I would fully recommend their services I cannot thank her enough for the work she undertook on our behalf
James S.
This is the second time that I have used AS mortgage services and once again, I have had an absolutely wonderful experience.Jamie and the team are extremely knowledgeable, forthcoming with their advice, quick to act on information provided and always reachable.If you are looking for a fast, efficient and friendly service, look no further!
Colin H.
Andrew B.
I found Alexander Southwell Mortgages online as they are local to me and I couldn't be happier with the result, i was kept up to date all the way, I can honestly say I won't be using anyone else but them in the future
Miha O.
D00G1E L.
Honestly could not have dealt with a better person than Latoya.Despite the whole buying a house process being hell due to the current market, Latoya was incredible at every point!Would highly recommend to anyone.
Carl N.
Great communication and everything is well explained. I wouldn't recommend anyone else.
Francesca M.
We found Jamie to be extremely helpful, professional and efficient.He advised us well and promptly found a good deal for both our mortgage and life insurance.We highly recommend him and would definitely use his services again.
ross P.
Have recently used Alexander Southwell mortgages to broker our first mortgage deal as first time buyers. Latoya was absolutely fantastic and an absolute joy to communicate with. She was very attentive and thorough with the information given and nothing was ever too much for her. She has brokered us an excellent deal - something that another potential broker (Fox and Sons) claimed would not be possible with our application circumstances. Would highly recommend Alexander Southwell if getting a mortgage, particularly if you are a first time buyer
Wioleta H.
We are very happy that we chose Alexander Southwell to help us with our mortgage.Jamie was extremely helpful, answered our every question and led us through the process with professional manner! I will definitely recommend it to anyone who needs help with their mortgage!
Jamie G.
We were happy to go back to Latoya for our remortgage after our great experience getting our initial mortgage. On both occasions she was knowledgeable and helpful when guiding us, friendly during what can be a hard to understand process, and quick to get us any documentation we needed.
Daniel R.
Latoya helped me and my partner with my remortgage, it wasn’t simple as I am self employed but she made it all seamless and took all the stress away from us. We didn’t have to chase for updates as she kept us posted every step of the way. I would recommend her to anyone looking for a mortgage and have already passed her details onto some of the lads I work with as they are in a similar situation. Thanks so much Latoya!
Rachel H.
Jamie and Latoya were helpful throughout the process. They made complicated applications seem effortless and were always really responsive to any questions I had. Thanks again. Will definitely be using them next time.
Charlotte R.
I would definitely recommend Alexander Southwell Mortgage Services. As a first time buyer I really appreciated them making the mortgage process clear and straight forward. Jamie was professional, knowledgeable and more than happy to answer questions throughout the process.
Natasha P.
I have used the team at Alexander Southwell for my last three remortgages, they make it so easy and they're very trustworthy and professional. Well recommend to everyone, you won't be disappointed with the service. Thanks
Alexander David D.
Jaime was very helpful - walking me through each step and working alongside my solicitor to get the process completed as smoothly as possible.
Paul G.
Second time I have dealt with Jamie, and he makes things so easy and simple. Sorting a mortgage couldn’t be easier. My daughter and son-in-law have also used Jamie in the past and have only positive things to say. Highly recommend AS Mortgages.
Nobin T.
Great Service! Jamie has been fantastic and has assisted me throughout the years - very friendly and process was stress-free.
james C.
Couldn’t thank Jamie enough for all the help he’s given me through the whole mortgage process he was always prompt and professional with any questions and queries I had, would recommend to anyone thanks for all your help along the way James
Taka M
Jamie is extremely professional and his levels of customer service are second to none. He responds to queries with an impressive sense of urgency. I called him in panic because I had made an offer on a property which was accepted 3 days prior and I was clueless on how to proceed. He guided me through the process and managed to get an agreement in principle in a matter of hours.He was able to process all my documentation and mortgage application within a few days and we got a Mortgage offer within 3 working days from a highly rated high street bank. Couldn't think of a better advisor. I will forever be grateful to Alexander Southwell Mortgage Services for their patience in dealing with me, a first time buyer with not a clue in the world on how the house buying process works.
Dmitry K.
Jordan W.
Our experience using Alexander Southwell Mortgage Services was second to none from start to finish. Being first time buyers we had no idea about where to start in finding a mortgage, Jamie made it all clear right from the beginning and was always around to answer any questions we had along the way quickly. Thanks to Jamie we now have a mortgage which best suits our needs! We would Highly Recommend them to anyone and will certainly look to use them again in the future!
Dawn M.
Jamie was really helpful and explained everything in a clear manner, which is great for a first time buyer with no experience of mortgages. Would definitely recommend to anyone who is looking at taking out a mortgage.
Anthony B.
It is the first time i have ever used a Mortgage broker, however Jamie and Stephanie made the process of securing a Mortgage seem straightforward. They answered our queries very quickly and helped us gain a great deal on a Mortgage which was much better than i thought possible
E C
Can’t recommend them enough! Jamie is a pleasure to deal with. Professional, reliable and great communication throughout. I felt completely confident that we were in good hands. I’ve used their services twice now and wouldn’t go elsewhere! 🙂
Dan G.
Excellent service from start to finish. This is the second home Jamie has assisted us with and we have found him highly professional and helpful in both cases. He kept us informed throughout the process and happily answered any questions we had, he is clearly very knowledgeable on the subject of mortgages. I would recommend Alexander Southwell Mortgage Services to friends and family without hesitation.
Holly M.
Jamie was exceptionally professional and helpful. We are first time buyers and Jamie was more than happy to answer all (!) the questions we had, never making us feel silly (which can’t be said for everyone we’ve encountered in the process!). We didn’t have an easy situation to land a mortgage in, but Jamie went above and beyond to get us the best deal out there. We cannot be more grateful - thank you Jamie!
Margaret N.
Jamie! Your are simply amazing👌Many many thanks 👏👏👏
Chukwudi O.
Jamie is a very experienced, knowledgeable, proactive and seasoned professional. This is the second property he has helped me purchase. He successfully appealed the decision of the lenders and they revised my mortgage offer to one that literally blew my mind! I am very delighted I worked with Jamie and I would definitely employ his services in the future. Indeed, he is an expert and I strongly recommend him.
Franco B.
I’ve used Alexander Southwell for my first home, I'm pleased everything went smoothly, but most of all the level of communication was very good, from the beginning to the end.
Oluchi “Luchi” T.
Having Jamie as my mortgage adviser is a breath of fresh air. He is very knowledgeable, responsive and highly professional. His advise helped me secure a good mortgage offer during the difficult mortgage lending times caused by COVID-19. This was our second time working with him, and he's still as excellent as ever. Highly recommend.
chris J.
I’ve used Alexander Southwell mortgages three times now and every time he’s gone out his way to meet me and has always come up with the best options to suit my needs. Would highly recommend to anyone.
David F.
If you are reading this then look no further, Jamie is your guy. Other than being very professional and personable, Jamie is extremely efficient at getting you the best deal while keeping you promptly informed every step of the way. After using Jamie twice now, I have full trust in his ability and have had no hesitation recommending him to several friends and colleagues who also speak of him in equally high regard.
danielle C.
I used Alexander Southwell Mortgages twice, the first time just before lockdown and the second during lockdown. Jamie was very helpful, he always responded quickly. I really appreciated the care and attention he provided me, for example, he picked up how important It was that I found the right mortgage as I was buying on my own. Since then I have recommended Jamie to many friends and family as I feel he really cares and wants to find you the right mortgage for you unlike banks who I feel just want the £££. Xxx
Yvette H.
I cannot sing the praises of Jamie enough! I was that 'annoying client' with lots of questions. Jamie was beyond helpful, understanding my situation and requirements, coming up with a few solutions that would work for me.I would recommend Alexander Southwell Mortgage Services to anyone without hesitation.Honestly, Jamie has made the minefield of mortgages a breeze - Thank you!
TROY S.
After long deliberation over finding the best representation for facilitating my first time buyers mortgage...I was extremely pleased when recommended Jamie...He was extremely informative and reassured me throughout the process and genuinely advised me on what was best and why.For someone new to this I couldn't have felt anymore reassured and really can't recommend A S Mortgages and Jamie anymore!I am delighted with my experience and will use again in future 😀Thank you!
Caleb H.
Excellent service. Was able to arrange meeting quickly and was very helpful in securing our mortgage.
Zoe C.
fantastic service from start to finish. Brilliant service.
Patrick O.
I cannot recommend highly enough. Guided us through each step of the process with sound advice, very responsive to our questions and sorted issues quickly.
James C.
I really can't recommend Jamie enough. We needed a mortgage arranged straight away as the house owner needed to move as quickly as possible. We received formal mortgage offer within 6 days. Very happy throughout as we were kept up to date on a daily basis. Will recommend. Thank you!
Julie C.
Would highly recommend, Jamie has been really helpful through your the whole process and answering all questions quickly.Excellent service.
Sam T
I used Jamie Alexander for my first home and he helped me through the entire process. I was a first time buyer and was completely unaware of the steps involved. Jamie guided me through and answered all the many questions I had!He was very proactive and prompt in responding to my emails and answering my calls, and offered me the best options for mortgage. I would highly recommend Jamie from Alexander Southwell Mortgages to anyone buying their home.
